Margaret & John

WE JOIN COMMUNITIES

OUR AWARDS


Over the course of our careers in real estate we’ve been honoured to receive recognition for our efforts, and we indeed to work hard enough to earn many more.


For now, Margaret has obtained the ‘Top Sales Achievement Award’ from Dexter Realty, in recognition of her efforts in 2018. She was also the first recipient of Dexter Realty’s ‘Brian Thompson Memorial Award,’ and has been a Dexter Realty Elite Award Recipient since 2007. And in 2011 she obtained the Medallion Award.


Beyond real estate, Margaret continues her Toastmasters Journey. She has now achieved her Advance Gold Communicator Award. She was the President for her Deltones Toastmasters Club, and in 2019 stands as both Past President and Area Director for Toastmasters. Not only does this support her community, but it lets Margaret continually grow her public speaking and leadership skills. She hopes to use those skills to coach and mentor new realtors in the future.


As for John, during his time with Sutton Seafair he won numerous achievement awards, including the Director Award, the President Award, the Platinum Award and the Diamond Award. Now that he’s moved to Dexter Realty, it’s only a matter of time before he achieves the same—or greater. Not that he can ever top his greatest achievement: convincing Margaret to marry him.

OUR EDUCATION

We bring more than dedication and devotion to our clients—we bring the education and expertise to ensure our clients are always covered.


Margaret graduated from the University of British Columbia with a Bachelor’s of Commerce, and from there went on to hone her applied skills at the Tom Hopkins Top Sales Academy. Dedicated to a career in real estate, Margaret completed Strategic Coach Entrepreneurial Training with Dan Sullivan, A Luxury Real Estate Marketing Seminar, and the ‘20% That’s Out There’ seminar with Gerry Halstrom. Always working to stay on the top of her game, she’s also completed the ‘Real Estate Investor Seminar,’ attended the Richard Robbins International Sales Training Academy, and honed her marketing skills with ‘Keep it Simple Social Media’ bootcamp. Not to mention keeping her professional education up to date with the Real Estate Board of Greater Vancouver and attending Greater Vancouver Real Estate Conferences.


John’s education perfectly rounds out Margaret’s. He’s done extensive professional training in both Canada and the United States, including: Dale Carnegie’s 14 Weeks development course, Franklin Covey’s ‘Time Management’ training course, Focus Brian Tracy’s ‘Sales and Business’ course, Sales Dogs Training course, Dan Kennedy’s marketing course, and ‘International Business Entrepreneurial Coaching’ with Dan Sullivan Strategic Coach.



OUR STORIES


From wine and cheese speciality showings to making that next great connection, we’re always busy, always serving. Here you can enjoy our stories and see how we support each and every client.


Market Update


- activity levels for buyers are starting to come back on the market after summer holiday 
-monthly supply continues to steadily decline over the last few months and its continues to decline
- there is an underlying pent-up buyer demand which could lead to a busier Fall market 
- more consumers are looking into back to back purchase & sale as the market is experiencing compression
- more subject to sales with time clause offer are being presented ; make sure you work with an experienced realtors to make sure everything is well looked after.


If you are looking to get into the market or move up to a larger home, this is a great opportunity ⚡️ let’s get together & talk about it !


Dexter Realty Charity 

At Dexter Realty, we have a long history of supporting our communities and one of the charities that we have committed to is Ride to Conquer Cancer for BC cancer research . 


This past weekend , 15 of our Dexter Colleagues got on their bikes riding 227 km. Over the past year, Dexter Realty had raised over $61,000 and over $500,000 within the last decade. We are so proud to participate and raise funds for such worthy cause . 


#MortgageUpdate 

The Bank of Canada  is lowering the qualifying rate to 5.19% for mortgage stress test. This is a reduction of 0.2%. This could potentially increase a buyer’s max borrowing power by less than 1%.

There is another way that buyers may increase their borrowing power by 20% with competitive interest rates.

Curious 
Thinking of a move 
This is a perfect time to making your homeownership dream into a reality !
Learn more with Keaton Kirkwood at The Green Team Mortgage.

Keaton Kirkwood-Mortgage Broker
DLC Homeline Mortgages
Cell: 778-847-3289
www.GreenMortgageTeam.ca


#CurrentInterestRate -

Current 5 Year Bond rate is down to 1.36%, interest rate should remain low.

Rate drop is forecasted in near future, estimated a quarter point rate cut for Bank of Canada.

Current Special 2.84 %for a quick close mortgage which is about $413/month of mortgage payment for every $100,000 borrowed.

High-ratio mortgage rate -2.69%which is around $457/month of mortgage payment with 25 years amortization for every $100,000 borrowed or $451/ month of mortgage payment for 30 years amortization length.

Conventional rate - 2.79% which is around $435/month of mortgage payment for every $100,000 borrower with 30 years amortization period

Variable rate - 2.95% which is about $471/Month of mortgage payment for $100,000 you borrow with 25 years of amortization period or $410/month of mortgage payment for 30 years of amortization period

We are at a 35 years low in mortgage growth as a result of the implementations of mortgage stress test from one year ago.

Rate has been holding fairly steady and there are a good supply of housing options on the market.


If we can be of any service to your real estate needs, please don’t hesitate to let us know. We ♥️ to hear from you!!

Have a great week ! 



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How Margaret Gives Back !


When it comes to my chosen charities, I pick those near and dear to to both my families: my immediate family and my work family at Dexter Realty.


Donating to Delta Hospital  - My Choice for Personal Family 



For my family of four, there’s little more important than supporting the hospital that saved my son’s life.


Having encountered no food allergies or issues with my oldest daughter, I’d been pretty confident about introducing my son to different foods. When he was 10 months old, I gave him a tiny bit of peanut butter mixed with solid food.  Unlike his older sister, however, his response to peanut butter was terrible. He suffered a terrible anaphylactic allergic reaction. With his face turning blue, I called the hospital and rushed him to emergency. Delta hospital knew we were on our way and they’d clearly prepared for us. Only a couple of minutes after arriving, my baby boy was on a hospital bed, being attended by nurses and a pediatrician. They performed all the necessary tests and administered appropriate medication—they even took care of me, giving me a chair and some food. 


Their quick reaction and preparedness saved my son's life that day. 


And that’s not the only time they’ve helped my family. My son had another incident, when he was severely ill with a persistent high fever that just won't break. Once again, the medical team at Delta Hospital took great care of him.  They checked everything, took x-rays of his lungs, and even gave him juice and snacks, which kept him comforted throughout their testing.


I couldn’t be more grateful to the hospital’s incredible team, and I love being able to show my appreciation for their efforts.




Ride To Conqure Cancer - My Choice for My Work Family



Dexter has been my work family for the last 15 years and I can’t imagine wanting to be anywhere else. Before finding Dexter, I felt like I was simply drifting from job to job, unable to settle into any one role or be inspired to transform that job into a real, meaningful career.


Then I found Dexter.


David Peerless and all the wonderful agents welcomed me, took me under their wings, and helped me find my feet. David mentored me, offering support and guidance whenever I faltered. It can’t have been easy, helping someone so young enter the real estate market in a position to succeed—but they never complained. And suddenly there I am, in my early twenties, building a career as a realtor.


Through Dexter I found my husband (or perhaps we should say, he found me), and I learned the importance of giving back to the community. Dexter sets a high standard for charity work, and I’ve wanted to be part of continuing that work.


One of Dexter’s primary charities is the Ride to Conquer Cancer.


The managing brokers, especially David Peerless, and lots of Dexter’s agents pull out their bikes and ride in support—and many others donate funds to support those riding. It’s just such a worthy cause. If you haven’t lost an immediate friend or family to cancer, odds are you know someone who has.


While I’m not riding this year, I am supporting a friend and colleague who is: Marilou Appleby.



One of the nicest people you could ever hope to work alongside, Marilou has supported me from the start. From my first, early days at Dexter, I’ve been in awe of this professional, caring, kind, and just absolutely classy woman. In truth, she’s been an inspiration—a role model—and she’s always had my back. When I was out of town on a training conference one of my clients found their dream house and Marilou might not be an official teammate, but she was there for me. She went above and beyond, helping my client prepare and present an offer in the midst of an intense multiple offer situation—and of course that client had the winning offer.


It is always my pleasure to help and support Marilou and everyone at Dexter Realty in anyway I can.


We LOVE our families, our friends and our communities !

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This has been our 5th Year in hosting this community appreciation party at Emma Lea Farm in the beautiul Westham Island, Ladner.  We love working with Emma Lea Farm because they are the 5th generation family farm in Westham Island and it's picturequse scenery, playground and large green pasture is always the perfect place for families from babies to grandparents to enjoy !  We have been blessed with wonderful weather, abundant berries and it's always a tremendous pleasure to see all the smiles ( & melted ice-cream) on these beautiful children's faces.  We appreciate our friends, clients, communities and we LOVE what we do!  
 
  
Please click HERE for the full video of the event!  
 
Margaret
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#Mondaymorningmarketupdate -


Market Trend - mid July

- Sales in July is tracking to finish around 2500-2600 listings by the end of July 
-monthly supply continues to steadily decline over the last few months 
- the higher end properties (price over $3 Million) is still slow as the property transfer tax would jump to 5% and there is a school tax applicable 
- the average homes ($1M to $2.9M) are getting more traffic & activities 
- the Hot Spot  is Vancouver Eastside Towmhouse with only 3-4 months supply  indicating a sellers market
- the slowest market remains to be single detach house  in West Vancouver with over 30 months supply indicating a strong buyer market 
- more consumers are looking into back to back purchase & sale as the market is experiencing compression ➡️➡️
- more subject to sales with time clause offer are being presented ; make sure you work with an experienced realtors to make sure everything is well looked after.

If you are looking to get into the market or move up to a larger home, this is a great opportunity ⚡️ let’s get together & talk about it !


Dexter Realty New & Improved 

Our company is always looking for ways to provide value to our clients while being environmentally friendly !

So we have provide virtual tours to all our office new listings to the realtors at our regular office meeting


Professional Guest Speaker 


FairTradeWorks

Looking to update your kitchen? Modernize your bathroom ? Repurpose the shed into a home gym ? Thinking of refreshing a space to get ready to market your house? Or just an overall makeover to your home ??

Fair Trade Works are an established local company with all the trades available to help you with all sizes of your renovation projects.

Learn more at 
fairtradeworks.biz
Jim - 604.264.7366
Contactus@fairtradeworks.biz


#MortgageUpdate 

The Bank of Canada  is lowering the qualifying rate to 5.19%. This is a reduction of 0.2%. This could potentially increase a buyer’s max borrowing power by less than 1%.

There is another way that buyers may increase their borrowing power by 20% with competitive interest rates.

Curious 
Thinking of a move 
This is a perfect time to making your homeownership dream into a reality !
Learn more with Keaton Kirkwood at The Green Team Mortgage.

Keaton Kirkwood-Mortgage Broker
DLC Homeline Mortgages
Cell: 778-847-3289
www.GreenMortgageTeam.ca


#CurrentInterestRate -

Current 5 Year Bond rate is down to 1.36%, interest rate should soften within th

Current Special 2.84 %for a quick close mortgage which is about $413/month of mortgage payment for every $100,000 borrowed on both 25% or 30%

Fix rate special 3.39% for high-ratio mortgage, $460/month of mortgage payment for every $100,000 borrowed

High-ratio mortgage rate -3.14%which is around $470/month of mortgage payment with 25 years amortization for every $100,000 borrowed or $451/ month of mortgage payment for 30 years amortization length.

Conventional rate - 3.24% which is around $435/month of mortgage payment for every $100,000 borrower with 30 years amortization period

Variable rate - 2.95% which is about $471/Month of mortgage payment for $100,000 you borrow with 25 years of amortization period or $418/month of mortgage payment for 30 years of amortization period

We are at 35 years low in mortgage growth as a result of the implementations of mortgage stress test from one year ago.

Rate has been holding fairly steady and there are a good supply of housing options on the market.



If we can be of any service to your real estate needs, please don’t hesitate to let us know. We love to hear from you!!

Have a great week ! 


Margaret Wong
Dexter Realty

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