Margaret & Associates



Over the course of our careers in real estate we’ve been honoured to receive recognition for our efforts, and we indeed to work hard enough to earn many more.

For now, Margaret has obtained the ‘Top Sales Achievement Award’ from Dexter Realty, in recognition of her efforts in 2018. She was also the first recipient of Dexter Realty’s ‘Brian Thompson Memorial Award,’ and has been a Dexter Realty Elite Award Recipient since 2007. And in 2011 she obtained the Medallion Award.

Beyond real estate, Margaret continues her Toastmasters Journey. She has now achieved her Advance Gold Communicator Award. She was the President for her Deltones Toastmasters Club, and in 2019 stands as both Past President and Area Director for Toastmasters. Not only does this support her community, but it lets Margaret continually grow her public speaking and leadership skills. She hopes to use those skills to coach and mentor new realtors in the future.

As for John, during his time with Sutton Seafair he won numerous achievement awards, including the Director Award, the President Award, the Platinum Award and the Diamond Award. Now that he’s moved to Dexter Realty, it’s only a matter of time before he achieves the same—or greater. Not that he can ever top his greatest achievement: convincing Margaret to marry him.


We bring more than dedication and devotion to our clients—we bring the education and expertise to ensure our clients are always covered.

Margaret graduated from the University of British Columbia with a Bachelor’s of Commerce, and from there went on to hone her applied skills at the Tom Hopkins Top Sales Academy. Dedicated to a career in real estate, Margaret completed Strategic Coach Entrepreneurial Training with Dan Sullivan, A Luxury Real Estate Marketing Seminar, and the ‘20% That’s Out There’ seminar with Gerry Halstrom. Always working to stay on the top of her game, she’s also completed the ‘Real Estate Investor Seminar,’ attended the Richard Robbins International Sales Training Academy, and honed her marketing skills with ‘Keep it Simple Social Media’ bootcamp. Not to mention keeping her professional education up to date with the Real Estate Board of Greater Vancouver and attending Greater Vancouver Real Estate Conferences.


From wine and cheese speciality showings to making that next great connection, we’re always busy, always serving. Here you can enjoy our stories and see how we support each and every client.


Market Update

- activity levels for buyers are starting to come back on the market after summer holiday 
-monthly supply continues to steadily decline over the last few months and its continues to decline
- there is an underlying pent-up buyer demand which could lead to a busier Fall market 
- more consumers are looking into back to back purchase & sale as the market is experiencing compression
- more subject to sales with time clause offer are being presented ; make sure you work with an experienced realtors to make sure everything is well looked after.

If you are looking to get into the market or move up to a larger home, this is a great opportunity ⚡️ let’s get together & talk about it !

Dexter Realty Charity 

At Dexter Realty, we have a long history of supporting our communities and one of the charities that we have committed to is Ride to Conquer Cancer for BC cancer research . 

This past weekend , 15 of our Dexter Colleagues got on their bikes riding 227 km. Over the past year, Dexter Realty had raised over $61,000 and over $500,000 within the last decade. We are so proud to participate and raise funds for such worthy cause . 


The Bank of Canada  is lowering the qualifying rate to 5.19% for mortgage stress test. This is a reduction of 0.2%. This could potentially increase a buyer’s max borrowing power by less than 1%.

There is another way that buyers may increase their borrowing power by 20% with competitive interest rates.

Thinking of a move 
This is a perfect time to making your homeownership dream into a reality !
Learn more with Keaton Kirkwood at The Green Team Mortgage.

Keaton Kirkwood-Mortgage Broker
DLC Homeline Mortgages
Cell: 778-847-3289

#CurrentInterestRate -

Current 5 Year Bond rate is down to 1.36%, interest rate should remain low.

Rate drop is forecasted in near future, estimated a quarter point rate cut for Bank of Canada.

Current Special 2.84 %for a quick close mortgage which is about $413/month of mortgage payment for every $100,000 borrowed.

High-ratio mortgage rate -2.69%which is around $457/month of mortgage payment with 25 years amortization for every $100,000 borrowed or $451/ month of mortgage payment for 30 years amortization length.

Conventional rate - 2.79% which is around $435/month of mortgage payment for every $100,000 borrower with 30 years amortization period

Variable rate - 2.95% which is about $471/Month of mortgage payment for $100,000 you borrow with 25 years of amortization period or $410/month of mortgage payment for 30 years of amortization period

We are at a 35 years low in mortgage growth as a result of the implementations of mortgage stress test from one year ago.

Rate has been holding fairly steady and there are a good supply of housing options on the market.

If we can be of any service to your real estate needs, please don’t hesitate to let us know. We ♥️ to hear from you!!

Have a great week ! 

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