Margaret & Associates


While my knowledge and experience in the industry are just some of the key aspects of my success over the years, my true passion is working with and getting to know each and every one of my clients—getting to know their story and going above & beyond in helping them succeed with one of the most important assets in their life.


Everyone has something to give and every act of generosity counts.

As a Realtor, it’s a privilege to serve my community and over the years I have been honoured to support and give back through the following organizations:

Giving Tuesday:
The Shoebox Project:
London Health Sciences Foundation:
Canuck Place Children's Hospice:
BC Cancer:
Gutsy Walk for Crohn's and Colitis:

I am especially grateful to help every year with the Christmas Shoebox Project in support of the local women & children shelter which is a cause near and dear to my heart. I have been heading up the initiative of the Annual Christmas Shoebox Project in support of our local women & children shelter, The Azure Place under the Ministry of WINGS (Women in Need of Gaining Strength) for the past several years. With every box we create, it’s not just the products & gifts we are sending to them, we are also sending all our thoughts, love, care, support & encouragement to the person who receives it.


Throughout my real estate career, I've been fortunate to receive recognition for my dedicated efforts and consistently strived to achieve even more.

2024 - Master Medallion Award
2018 to present - Dexter Realty Top Sales Achievement Award
2019 to 2023 - Medallion Club Member in Real Estate Board of Greater Vancouver
2007 to Present -  Dexter Realty Elite Award
Brian Thompson Award

In addition to my real estate endeavours, I am deeply committed to my Toastmasters journey. I recently attained the Advanced Gold Communicator Award, marking a significant milestone in my communication skills development. Serving as the President of the Deltones Toastmasters Club and later assuming the roles of Past President and Area Director in 2019 has not only allowed me to contribute to my community but also facilitated continuous growth in my public speaking and leadership capabilities. I aspire to leverage these skills to mentor and coach aspiring real estate professionals in the future.


I bring more than dedication and devotion to my clients—I bring the education and expertise to ensure our clients are always covered.

Margaret graduated from the University of British Columbia with a Bachelor of Commerce, and from there went on to hone her applied skills at the Tom Hopkins Top Sales Academy. Dedicated to a career in real estate, Margaret completed Strategic Coach Entrepreneurial Training with Dan Sullivan, A Luxury Real Estate Marketing Seminar, and the ‘20% That’s Out There’ seminar with Gerry Halstrom. Always working to stay on top of her game, she’s also completed the ‘Real Estate Investor Seminar,’ attended the Richard Robbins International Sales Training Academy, and honed her marketing skills with ‘Keep it Simple Social Media’ bootcamp. Not to mention keeping her professional education up to date with the Real Estate Board of Greater Vancouver and attending Greater Vancouver Real Estate Conferences.


My life passion is learning and sharing knowledge; I truly believe that's the only way to empower and uplift another through this journey in life. After being in the Real Estate industry for over 2 decades, it's an incredible honour that I can share my knowledge and experience with others. I will begin teaching real estate at Langara Vancouver College soon and I am excited to share my knowledge with the next generation. 




Stay up to date with the latest real estate updates below. 


Monday Market Update - Aug 26, 2019

Market Update

- activity levels for buyers are starting to come back on the market after summer holiday 
-monthly supply continues to steadily decline over the last few months and its continues to decline
- there is an underlying pent-up buyer demand which could lead to a busier Fall market 
- more consumers are looking into back to back purchase & sale as the market is experiencing compression
- more subject to sales with time clause offer are being presented ; make sure you work with an experienced realtors to make sure everything is well looked after.

If you are looking to get into the market or move up to a larger home, this is a great opportunity ⚡️ let’s get together & talk about it !

Dexter Realty Charity 

At Dexter Realty, we have a long history of supporting our communities and one of the charities that we have committed to is Ride to Conquer Cancer for BC cancer research . 

This past weekend , 15 of our Dexter Colleagues got on their bikes riding 227 km. Over the past year, Dexter Realty had raised over $61,000 and over $500,000 within the last decade. We are so proud to participate and raise funds for such worthy cause . 


The Bank of Canada  is lowering the qualifying rate to 5.19% for mortgage stress test. This is a reduction of 0.2%. This could potentially increase a buyer’s max borrowing power by less than 1%.

There is another way that buyers may increase their borrowing power by 20% with competitive interest rates.

Thinking of a move 
This is a perfect time to making your homeownership dream into a reality !
Learn more with Keaton Kirkwood at The Green Team Mortgage.

Keaton Kirkwood-Mortgage Broker
DLC Homeline Mortgages
Cell: 778-847-3289

#CurrentInterestRate -

Current 5 Year Bond rate is down to 1.36%, interest rate should remain low.

Rate drop is forecasted in near future, estimated a quarter point rate cut for Bank of Canada.

Current Special 2.84 %for a quick close mortgage which is about $413/month of mortgage payment for every $100,000 borrowed.

High-ratio mortgage rate -2.69%which is around $457/month of mortgage payment with 25 years amortization for every $100,000 borrowed or $451/ month of mortgage payment for 30 years amortization length.

Conventional rate - 2.79% which is around $435/month of mortgage payment for every $100,000 borrower with 30 years amortization period

Variable rate - 2.95% which is about $471/Month of mortgage payment for $100,000 you borrow with 25 years of amortization period or $410/month of mortgage payment for 30 years of amortization period

We are at a 35 years low in mortgage growth as a result of the implementations of mortgage stress test from one year ago.

Rate has been holding fairly steady and there are a good supply of housing options on the market.

If we can be of any service to your real estate needs, please don’t hesitate to let us know. We ♥️ to hear from you!!

Have a great week ! 

Image may contain: 5 people, people smiling


No comments

Post Your Comment:

Your email will not be published
Reciprocity Logo The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Greater Vancouver REALTORS® (GVR), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the GVR, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the GVR, the FVREB or the CADREB.